Privacy Disclosure Statement and Consent

About Us

Capital Connect Australia Pty Ltd ABN 34 662 613 587 is a corporate authorised representative (CAR) of

Boutique Capital Pty Ltd (AFSL 508011). Our details are as follows:


Business Name: Capital Connect Australia Pty Ltd

Address: 63 Market Street, Wollongong NSW 2500

Telephone: 0414 998196

Email: catherine.carlisle@capitalconnect.cc

CAR Number: 1299290


Overview

In handling your personal information, Capital Connect Australia Pty Ltd ABN 34 662 613 587 and its

individual representatives (“the Lender”) are committed to complying with the Privacy Act 1988 and the

Australian Privacy Principles.


We collect information about you for the purposes you agree to in this Privacy Disclosure Statement and

Consent (“Consent”). When you ask us to assist, you agree we can, consistent with Australia’s privacy

and credit reporting laws, collect, use and exchange consumer and/or commercial credit and personal

information (“information”) about you for those purposes.


We are collecting information about you, as applicable:

  • To source for you, or a company of which you are a director:
  • Commercial credit for business purposes; or
  • Other services stated in this Consent; or
  • To support a guarantor application, you will provide.

As the Lender, we require the information we collect from you to assess your credit or guarantor

application or the credit application of a company of which you are a director, and to manage the

application process, where required. If you do not provide the information sought, we may be unable to

process your application, or the company’s application, or we may be limited in the other services we can offer you or the company.


Your Information – Collection and Disclosure

The personal information we collect may include a broad range of information from your name,

address, and contact details to other information about your qualifications, employment history and

financial information.


“Personal information” may include any sensitive information (including health information) and may

include any information you tell us about any vulnerability you may have. We may use that information to

assess your application. We may, as appropriate:

  • Disclose your identification information to a consumer credit reporting service (“Consumer CRS”) and/or a commercial credit reporting service (“Commercial CRS”), where we hold your consent (refer Schedule 1).
  • Use any information a CRS provides in its report to assist us to preliminarily assess your credit or guarantor application (references to a “CRS” could be to either a Consumer CRS or a Commercial CRS); and
  • Disclose your information to our advisers, licensees and other financial intermediaries, a credit provider or credit providers to assess your finance application.


How We Protect your Information

We take all reasonable steps to protect your personal information from misuse, interference, loss,

unauthorised access, modification, or exposure. All Capital Connect Australia staff are required by the

terms of their employment to maintain the confidentiality of customer information. Access to your information is restricted to those employees whose job requires that information. Access to our premises and computer systems is restricted through locks, password protection, internet firewalls and routers.

We will take reasonable steps to destroy or de-identify your personal information when your

personal information is no longer required for our business functions.


You Agree We May:

  • Use your information:
  • To assess your commercial credit and/or guarantee application and/or to assess a credit application by a company of which you are a director.
  • To source any finances, you require.
  • As the law authorises or requires.
  • Obtain from, and disclose to, any third party (including investors or potential investors), information about you, the applicant(s) or guarantor(s) that is reasonably necessary to assist you obtain the finance required.
  • Provide information about you to a guarantor, or prospective guarantor.
  • Disclose your information to the extent permitted by law to other organisations that provide us with services, such as contractors, agents, printers, mail houses, lawyers, document custodians, securitisers and computer systems consultants or providers, so they can perform those services for us. Some of which may be located overseas.
  • Disclose your information to any other organisation that may wish to acquire, or has acquired, an interest in our business or any rights under your contract with us, or the contract with us of a company of which you are a director.


Your Rights

You have the right to ask:

  • Us to provide you with all the information we hold about you.
  • Us to correct the information we hold if it is incorrect.
  • Us for copies of our privacy policy and this document, in a form that suits you (e.g. hardcopy or email).
  • A Consumer CRS not to use your information for direct marketing assessment purposes, including pre-screening.
  • A CRS to provide you with a copy of any information it holds about you.


You can gain access to the information we hold about you by contacting our Privacy Officer at the

following address:

63 Kembla Street, Wollongong NSW 2500


In some cases, an administration fee may be charged to cover the cost of providing the information.

Schedule 1 at the end of this document sets out the contact details for each CRS.


Extended Effectiveness for Commercial Credit

Your agreement and consent to the disclosures and consents in this document will be effective for a

period of 12 months, but only in relation to commercial credit. Your agreement to this ceases when you

either withdraw it by contacting us using our details above or 12 months after you sign below, whichever

first occurs. This will allow us to continue to provide our services to you without the need to ask you to sign a new privacy statement and consent each time you require commercial credit within a 12-month period.

Where the applicant, or guarantor, is a company of which you are a director, you consent to the

disclosure and use of your information, in addition to the company’s information, in each of the ways

specified in this document.


Your Consent to Collect and Disclose

By asking us to assist, you consent to the collection and use of the information you have provided to us

for the purposes described above.


Dispute Resolution and Complaints

Should you be unsatisfied in the manner in which Capital Connect Australia Pty Ltd has handled your

personal information please contact us (per details listed above). We will take all necessary steps to

investigate and address your concerns. If the issue you have raised is not resolved to your satisfaction

you should contact the Office of the Australian Information Commissioner at:


1300 363 992

enquiries@oaic.gov.au

GPO Box 5288 SYDNEY NSW 2001

For more information on your privacy rights please visit www.privacy.gov.au